Terms of Service
Last Updated: March 18, 2025
Welcome to Frugal Blueprint (the “Website,” “we,” “our,” or “us”). By accessing or using our Website, you agree to these Terms of Service (“Terms”). If you do not agree with these Terms, please do not use our Website.
1. General Disclaimer
Frugal Blueprint provides general information on saving and making money. However, we are not financial advisors, tax professionals, legal experts, or investment consultants. Any content provided on this Website is for informational purposes only and should not be considered financial, legal, or tax advice.
1.1. Consult with a Professional
Before making any financial or tax-related decisions, we strongly recommend consulting with a licensed financial advisor, tax professional, or legal expert who can assess your specific situation.
2. No Liability & Use at Your Own Risk
By using our Website, you acknowledge and agree that:
Any financial or tax actions you take based on the information provided on this Website are at your own risk.
We make no guarantees regarding the accuracy, reliability, or completeness of the information provided.
Frugal Blueprint and its owners, affiliates, and partners are not liable for any losses, damages, or consequences resulting from your reliance on the Website’s content.
3. Affiliate Disclosure
Frugal Blueprint participates in affiliate marketing programs, meaning we may earn commissions when users click on certain links and make purchases through our Website.
We only promote products and services we believe provide value, but we do not guarantee their quality, performance, or reliability.
Your interactions with third-party merchants, including purchases and support, are solely between you and the respective third party.
4. Collection of User Information
By using our Website, you acknowledge and agree that:
We may collect and store user information, including but not limited to IP addresses, browser details, cookies, and voluntarily provided data such as email addresses.
We use this data to improve user experience, analyze trends, and, where applicable, for marketing purposes.
Our Privacy Policy further details how we collect, use, and protect your information.
5. Third-Party Links & Services
Our Website may contain links to third-party websites, services, or offers. We do not endorse, control, or take responsibility for any third-party content, policies, or practices. Any transactions or interactions with third parties are solely between you and the respective third party.
6. Changes to the Website & Services
We reserve the right to modify, suspend, or discontinue any aspect of the Website at any time without notice. We also reserve the right to update these Terms at our discretion. Continued use of the Website after changes are posted constitutes your acceptance of the updated Terms.
7. Special Notice for California Residents
Pursuant to California Civil Code Section 1789.3, California residents are entitled to the following specific consumer rights notice:
If you have a question or complaint about Frugal Blueprint, you may contact us at support@frugalblueprint.com.
If you do not receive a satisfactory resolution, you may contact the Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs at:
Mail: 1625 North Market Blvd., Suite N-112, Sacramento, CA 95834
Phone: (800) 952-5210
Website: www.dca.ca.gov
8. Governing Law
These Terms are governed by and interpreted in accordance with the laws of the State of Texas, without regard to conflict of law principles.
9. Contact Information
If you have any questions about these Terms, you can contact us at:
Email: support@frugalblueprint.com
Address: 23114 S Waterlake Dr, Richmond, Texas
10. User Conduct & Prohibited Activities
You agree not to use the Website for any unlawful or prohibited activities, including but not limited to:
Engaging in hacking, spamming, or any form of cybercrime.
Posting or sharing content that is false, defamatory, or violates any third-party rights.
Interfering with the operation of the Website or any user’s ability to access it.
11. Limitation of Liability & Indemnification
Frugal Blueprint’s liability is limited to the maximum extent allowed by law. We are not liable for any indirect, incidental, special, or consequential damages arising from the use of our Website.
You agree to indemnify and hold harmless Frugal Blueprint and its affiliates from any claims, damages, or expenses (including legal fees) arising from your violation of these Terms.
12. Termination of Access
Frugal Blueprint reserves the right to suspend or terminate your access to the Website at any time without notice if we believe you have violated these Terms.
13. Dispute Resolution & Arbitration Clause
Any legal disputes between you and Frugal Blueprint will be resolved through binding arbitration rather than in court.
Arbitration will take place in Richmond, Texas, and you waive your right to a trial by jury.
This clause does not affect your rights under California’s Consumer Protection Laws or any applicable federal law.
14. Disclaimer of Warranties
The Website is provided on an “as is” basis. We make no representations or warranties regarding the functionality, performance, or accuracy of the content, and we do not guarantee that the Website will be error-free or available at all times.
15. Security Disclaimer
While we take reasonable steps to protect your information, we cannot guarantee 100% security. Use of the Website is at your own risk, and we are not liable for any breaches, data losses, or security issues.
16. Cookies & Tracking Technologies
We may use cookies and other tracking technologies to improve user experience, personalize content, and analyze traffic. By using the Website, you consent to our use of cookies in accordance with our Privacy Policy.
17. DMCA Copyright Policy
If you believe that any content on the Website infringes your copyright, you may file a Digital Millennium Copyright Act (DMCA) notice by contacting us at support@frugalblueprint.com. We will respond promptly to valid notices in accordance with the DMCA.
18. Electronic Communications Agreement
By using the Website, you agree to receive electronic communications from us, such as emails, newsletters, or promotions. You can opt out at any time by following the unsubscribe instructions in any email you receive.
19. User Account Termination & Data Deletion Policy
Users may request to terminate their account and have their personal data deleted by contacting us at support@frugalblueprint.com. Upon request, we will make reasonable efforts to remove any personal information associated with your account.
20. Advertising & Sponsored Content Disclosure
This website may include paid advertisements, sponsored content, or partner offers. We strive to ensure transparency regarding these relationships and encourage users to review these third-party offers before making any decisions.
21. Social Media & Community Guidelines
If you engage in any forums, social media posts, or other community activities related to the Website, you agree to adhere to respectful communication and avoid offensive or harmful content. We reserve the right to suspend or terminate your access if these guidelines are violated.
22. Jurisdiction Clause
Any legal actions related to these Terms shall be governed by the laws of the State of Texas, and disputes will be resolved in the courts of Richmond, Texas.